What is your overdraft item fee? Customers are charged a $7.00 Return to Maker (RTM) fee for each payment returned for insufficient funds. Was this helpful? Related articles How do I make a payment online? Where can I pay my bill? Why does my online dashboard have the message "This account is not eligible for online payments using a bank account?" I received a shut off notice, when will I be shut off? What is the difference between auto pay and recurring payments?